Stellar (XLM)

IBM, Stellar, Stronghold and the payment network that quietly helped shape today’s digital asset infrastructure.

Most people think @IBM World Wire disappeared years ago

Few realize that many of its core ideas are now being adopted across stablecoins, tokenized assets and blockchain-based settlement

Here is the story 👇

In 2017, IBM identified a major bottleneck in global finance: cross-border payments. International transfers often required multiple correspondent banks, high fees and days to settle. For an increasingly digital economy, the system looked outdated.

IBM believed the problem could be solved through blockchain technology. The company needed infrastructure capable of moving value globally, nearly instantly and at low cost. Its choice was @StellarOrg, a blockchain designed for payments and asset issuance.

In 2018, IBM officially launched World Wire. The goal was ambitious: allow financial institutions to settle transactions more directly, reducing reliance on traditional intermediaries.

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