XRP AI (XRP)

Amsterdam delivered.

Money20/20 Europe continues to be one of the most energising events in the European calendar, and this year felt like a genuine inflection point. The Ripple lounge was busy throughout, and the quality of dialogue was genuinely impressive. From custody and stablecoins to treasury management and tokenisation, the depth of conversation reflected just how seriously institutions are now engaging with this space.

What struck me across the week was a shift in how people are framing the opportunity. Less asking should they engage with crypto and more how do they quickly get on board with the technology. Banks, fintechs, and payment providers are moving from exploration to execution.

Europe is well placed to lead here. The regulatory foundations are being laid, institutional appetite is real, and the infrastructure exists. The institutions moving now are the ones who will define the next decade of financial services.

Ripple CTO Emeritus David Schwartz used a June 5 video segment to lay out what the XRP Ledger is becoming: a settlement and issuance layer for tokenized stocks, money market funds, repos, and on-chain loans, not just a faster payments rail.
https://t.co/GZU43fx4hW

Historical $XRP bear markets typically last 400-790 days with 85-96% drops. In 2026, we've only corrected for about 350 days, and are down just 71% from the July 2025 ATH.

The duration and % depth of these bears are diminishing over time, therefore the territory for marking a historical bottom between now and EOY is fast approaching. These prices are where we need to start paying attention to the fact that although the chances of an immediate expansion might be low, a cycle bottom could genuinely be on the horizon.

Overall on the macro, this analysis signals potential room for further downside in the coming months to form the cycle low, which will lead to the likelihood of a typical accumulation phase before a major repricing toward FIB extension targets of $8/$13/$27 in the coming years.

The 2014 bear market has been left as an exception in this fractal as the duration of the correction to mark the actual cycle low in 2014 only lasted 210 or so days within a 96% drop, yet initially took over 1,200 days (