Alchemy (ACH)

May marked another step forward in crypto’s transition from speculation to financial infrastructure. While headlines remained focused on markets and token performance, the NeoFinance stack continued shipping products that bring stablecoins and digital assets closer to everyday financial activity. Across payments, banking, payroll, remittances, and settlement infrastructure, teams spent the month expanding access, improving user experience, and strengthening connections with TradFi systems. Here’s a comprehensive breakdown of what shipped across the NeoFinance and payments landscape in May. — ● @AlchemyPay • Alchemy Chain Mainnet went live, positioning itself as a compliant stablecoin payment network • Alchemy joined the @Mastercard Crypto Partner Program, strengthening TradFi payment integrations ● @wirexapp • Teased the upcoming launch of Wirex One, a stablecoin-focused premium neobanking and private banking service • Launched a direct Google Pay upgrade for Android users, allowing cardholders to add their Wirex cards to Google Pay for seamless contactless payments ● @moonpay •  Launched MoonAgents Card, a virtual Mastercard debit card that lets users and AI agents spend stablecoins directly from their onchain balances • Launched Headless Onramps and expanding into institutional tokenized-asset infrastructure ● @exodus • XO Cash went live, the first stablecoin built specifically for AI agents and the agentic economy ● @BVNKFinance • Became @CorpayFX’s stablecoin infrastructure partner, bringing stablecoin wallets and 24/7 settlement access to 800,000+ business customers ● @meshpay • Integrated @StellarOrg as its core settlement layer for stablecoin payments ● @whop • Introduced Whop Cards, offering 5% cashback on Whop Ads, Content Rewards, and Uber ● @SoFi • Rolled out SoFiUSD (SoFiD), the first stablecoin issued by a U.S. national bank and redeemable 1:1 for cash or cash equivalents ● @ether_fi • Launched the $EURC Liquid vault, allowing EtherFi users earn on their Euros ● @deel • Launched stablecoin salary payouts, powered by @BVNKFinance ● @secondfiapp • Opened access to waitlist for their self-custodial Visa card, powered by @wirexapp ● @yellowcard_app • Joined the Stable Alliance, established by @osldotcom and @usdgo_official to improve cross-border payments between Africa and APAC ● @tempo • Partnered with @KASTxyz to bring Kast’s stablecoin earn product to Tempo ● @PPRO_Payments • Integrated with @Coinbase Payments to bring stablecoin payments to enterprise merchants ● @movement_xyz • Secured access to licensed payment rails in the US, EU, and Canada to become the stablecoin settlement and yield layer for emerging markets ● @KASTxyz • USD and EUR account details went live, allowing users to receive USD via ACH, Fedwire, or SWIFT, and EUR via SEPA ● @kem_app • Launched off-ramps to bank accounts in Kuwait, in partnership with @Unigox_global ● @FireblocksHQ • GCC payment corridors went live on the Fireblocks Network for Payments, with @ARPdigital_io as the regulated corridor settlement partner ● @Wego • Introduced stablecoin payments through partnership with @TripleAHQ for flights and travel bookings ● @cryptocom • Received a UAE Stored Value Facilities (SVF) licence for digital asset payments ● @Mastercard • Partnered with @OndoFinance, @Ripple, and Kinexys by @JPMorgan for a landmark transaction connecting a public blockchain with interbank settlement rails ● @Revolut • Launched its first physical crypto card, a Dogecoin-themed card with zero exchange fees ● @NOWPayments_io • USA₮, @tether's US-focused, regulated, dollar-backed stablecoin, went live on NOWPayments — The NeoFinance stack is still evolving rapidly, but it’s becoming difficult to ignore that crypto payments are no longer a future use case. They are steadily becoming part of the global financial system.

$ACH significantly expanded its fiat on-ramp in Malaysia, i.e., the service for converting local currency to crypto. The country's three largest and most popular local digital wallets—GrabPay, Touch'n Go eWallet, and Boost—were integrated into the Alchemy Pay system. ​Thanks to this integration, users in Malaysia will be able to purchase crypto directly, quickly, and locally through these mobile wallets using the Malaysian Ringgit (MYR), the local currency they use in daily life. Southeast Asia is one of the fastest-growing regions globally in mobile wallet usage and crypto adoption. By strengthening its dominance in the region, Alchemy Pay gains a significant local advantage over competitors. ​The integrated platforms are not small startups. GrabPay belongs to Grab, the Uber of Southeast Asia. Touch'n Go is an infrastructure used by almost everyone in Malaysia for transportation and shopping. Integrations with such giants demonstrate Alchemy Pay's strength in regulation and reliability.

$ACH $TKO $PLUME have the highest asymmetric gain potential in my portfolio among this trio. A supplemental asymmetric 3-pack alongside your major investments. https://t.co/OXJmQE6YmZ

$ACH Just Flipped Bullish: 78% Upside to External Liquidity #ACH has formed a clear bullish structure after MSS, reclaiming short-term structure with strong displacement and now retracing into a higher timeframe FVG for continuation toward upside liquidity. Technical Structure: ✅ MSS confirmed → bullish market shift ✅ Strong displacement → momentum confirmation ✅ 1W FVG → key demand / imbalance zone ✅ Structure reclaimed → continuation setup ✅ Liquidity above → clear upside targets Targets: $0.00920 → $0.01100 → $0.01320 Invalidation: 1D close below $0.00610 Bullish bias. Wait for retracement into the 1W FVG zone and confirmation before entering toward buy-side liquidity. TA Only. DYOR. @AlchemyPay

$ACH has officially joined the Mastercard Crypto Partner Program. 💳

It used to be said that stablecoins were the easiest thing to implement in the crypto space, but after all these years, there are actually few projects that have gotten payments right. Seeing @AlchemyPay's mainnet officially launch this time, I think it marks a step toward real‑world applications and can be seen as an L1 specifically prepared for stablecoin payments. Frankly, many chains are fast, but when you actually try to use them for real‑world cross‑border payments, merchant settlement, or stablecoin transfers, they still fall short. Fee volatility, slow settlement, and compliance issues make enterprises hesitant to use them at scale. Alchemy Chain’s approach is straightforward: focus on stablecoin payment scenarios, offer predictable fees and fast settlement, and aim toward a “compliant payment network.” Seeing that it connects to both EU and HK regulatory frameworks makes it clear they’re not just trying to build an ordinary public chain—they want to bring stablecoins into the real financial system. Especially since $ACH is now used directly as gas, this practical use is far more tangible than just storytelling. If on‑chain stablecoin payments truly become widespread, projects that act as payment‑focused infrastructure will likely gain increasing relevance. Custom network settings: https://t.co/ifLnFjJ1Mh #AlchemyChain #AlchemyPay

Let's talk about a project worth watching lately — the AlchemyChain mainnet from @AlchemyPay, which officially launched a few days ago. Honestly, many L1 public chains have emerged in the past two years, but most are built for the sake of building a chain, and few are specifically designed for stablecoin payment use cases. AlchemyChain’s positioning is clear: it is a Layer‑1 dedicated to stablecoin payments, not aiming to be a jack‑of‑all‑trades, with the goal of enabling on‑chain payments to enter real‑world scenarios—cross‑border remittances, merchant collections, and cross‑border settlement, which are its core focuses. A few highlights: First, its compliance framework, which is rare in the market today. AlchemyChain complies with both the EU’s MiCA regulations and Hong Kong’s digital asset regulatory framework, making it one of the very few payment public chains with dual‑region compliance foundations. This is crucial for institutions and enterprises that want to conduct compliant business. Second, its fee structure is predictable, with fast block times and stable settlement. If on‑chain stablecoin transaction fees fluctuate wildly, merchants can’t use them; AlchemyChain addresses this at the architectural level. Third, the actual utility of $ACH is clearer — on the mainnet, $ACH is the native gas‑fee token, and its consumption reflects genuine demand once the network is running, rather than being an empty ecosystem narrative. The mainnet has just launched, and developers can start building right away; RPC endpoints, explorers, and bridges are all available, and the documentation includes a quick‑deployment guide, with links provided on the official project site. This stage is worth continued attention, as there are plans to issue a native USD stablecoin and to expand payment channels across Europe and APAC. Compliance + payments + stablecoins is the right direction; the execution will be key.

Without lofty targets, all the coins in my watchlist that I have determined based on potential and max supply according to current market dynamics, and their first reasonable targets.. ACH = 0.10$ LTC = 250$ CHZ = 0.15$ TKO = 1$ ETC = 25$ LINK = 25$ UNI = 15$ LDO = 2.5$ NEAR = 5$ FET = 1$ JUP = 1$ AXL = 0.50$ ZEN = 15$ CFG = 1$ PLUME = 0.10$ AVNT = 0.50$ REZ = 0.05$ LUMIA = 1$ DIA = 1$ JUV = 3$ GEOD = 1$ Those with low cost should focus on principal + profit at these levels. We will make a decision for the rest based on the market conditions at that time.